Send branded invoices
Create estimates, recurring bills, reminders, and online payment links.
Finance & accounting
Automation & Workflows
Zoho Books
Small businesses choose Zoho Books for affordable cloud accounting that fits naturally into the broader Zoho suite.
Runs on
Web
Android
iOS
Available on
Web
App Store
Play Store
Built for
Startups
Small Business
Enterprise
Remote Teams
Overview
What is Zoho Books?
Daily accounting without clutter
Zoho Books covers the routine accounting cycle: estimates, invoices, recurring billing, expenses, bills, bank matching, and financial reports. The interface keeps sales and purchases distinct, while automation rules reduce repetitive categorization. It works especially well when customer and deal data already lives in Zoho CRM, though setup still requires careful chart-of-accounts and tax configuration.
- Zoho CRM and Zoho Expense
- Payment gateways and banking feeds
- Accountant access and a customer portal
What each tier costs
| Plan | Annual price per organization |
|---|---|
| Free | $0 with limits |
| Standard | From $15 monthly |
| Professional | From $40 monthly |
| Premium | From $60 monthly |
| Elite / Ultimate | From $120 / $240 monthly |
Before moving the books
Annual billing gives the listed rates; month-to-month billing costs more. Higher plans expand user allowances and add inventory, custom workflows, budgeting, and advanced analytics. The free edition is practical for very small operations but has usage and eligibility limits.
Capabilities
Key features
Reconcile bank activity
Import feeds and match deposits, transfers, and expenses.
Capture bills and expenses
Record vendor bills, receipts, mileage, and reimbursable costs.
Automate accounting routines
Use workflow rules, scheduled actions, and transaction approvals.
Manage project billing
Log time, track costs, and invoice clients by project.
Track stock movement
Monitor items, purchase orders, sales orders, and reorder levels.
Keep exploring
Teams also considered
FreshBooks handles invoicing, expenses, time tracking, and basic accounting for service businesses. It is strongest when a freelancer or small team wants to bill clients without adopting a heavyweight finance system.
Still weighing your options?
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